Contact a first-time buyer specialist

Contact Ruiz & Associates for first-time home buyer help.

Share where you are in the buying process and get connected to a clearer plan for credit, savings, budget, loan and assistance options, pre-approval, and home search next steps.

Step 1 Start the conversation

Tell us about you

Share a few details and we’ll tailor our guidance to your goals.

We never sell your information. It is shared only with the providers who handle your follow-up.
Step 2 Be prepared, not pressured

What to Share When You Reach Out

The more we understand about your goals, the better we can guide you. Here are key details that help us provide faster, more personalized advice.

Credit Snapshot

Approximate credit score range.

Income & Debts

Monthly income and major debts.

Savings

Current savings for upfront costs.

Goals & Plans

Desired area, timeline, and property goals.

Tip: Even rough estimates are helpful. We’ll help you refine the details.
Credit and savings planning still life for first-time homebuyers